"I'm a business owner. Why should I protect my business?"

Imagine your star salesperson or visionary CEO suddenly gone. Their absence could send shockwaves through your company, impacting revenue, morale, and even client relationships. 

Key person insurance acts like a financial parachute, providing a lump sum payout in case of their death or disability.

Main Functions of KLI include...

COVER LOST REVENUE

Use the payout to find a replacement, maintain operations, and minimize disruptions.

PRESERVE BUSINESS CONTINUITY

Prevent a decline in company value due to a key person's absence.

MAINTAIN COMPANY CONFIDENCE

Demonstrate your preparedness and mitigate risk concerns.

Building a business with partners is exciting, but what happens if disagreements arise or someone wants to leave?

A buy-sell agreement outlines a clear exit strategy, avoiding messy disputes and ensuring a smooth transfer of ownership. It safeguards your:

Main Functions of BSAs include...

BUSINESS CONTINUITY

Guarantees the business continues, regardless of partner changes.

AGREED EXIT STRATEGY

Establishes a pre-determined valuation and buyout process, protecting everyone's interests.

PEACE OF MIND

Eliminates uncertainty and potential legal battles, allowing you to focus on growth.

Motivating Your Key Players. Attracting and retaining top talent is crucial for your business's success. 

Executive bonus plans go beyond standard salaries, offering performance-based incentives that fuel growth and align employee goals with your vision. This helps you:

Main Functions of EBPs include...

RETAIN YOUR TOP TALENT

Competitive bonus plans make your company more attractive to high-caliber candidates.

ALIGN GOALS, DRIVE RESULTS

Bonuses based on specific metrics motivate employees to achieve company objectives.

BOOST MORALE & ENGAGEMENT

Rewarding achievements fosters a positive work environment and increases employee commitment.

Offering Stability and Security. Providing a secure retirement plan is an attractive perk for employees, especially in a competitive talent market. 

Defined benefit plans offer guaranteed income in retirement, giving your employees peace of mind and attracting them to your company. 

Main Functions of DBPs include...

ATTRACT TOP TALENT

Offering a valuable retirement benefit positions you as an employer of choice.

EMPLOYEE LOYALTY

Secure retirement provisions contribute to a positive work environment and reduced turnover.

FINANCIAL STABILITY

Predictable payouts over time can help with planning and managing your business finances.